Plan Design
Retirement Plan Design
Off-the-shelf 401(k) plans aren’t for everyone. That’s why our business retirement plan specialists begin by understanding your goals and help design the perfect plan to get you there.
Whether you need a 401(k) for your small business or a niche qualified retirement plan, we design the right plan for your unique business needs.
Need a qualified business retirement plan that offers more than a 401(k)? We can do that.
We’re able to design the right business retirement plan to fit your needs. We work with all types of qualified plans to help you meet your goals:
- Prevailing wage
- 403(b)
- Governmental 457(b)
- ROBS
- ESOP
- Defined benefit/pension
- Cash balance
Our retirement plan specialists keep you on track for retirement so you can focus on running your business.
What was the best retirement plan for your business three years ago may not be what’s best for you now. We routinely review your plan and company demographics to make sure it’s working as intended. We’ll talk through any plan design changes that we think may be warranted in instances like:
- Regulatory changes that impact your plan, employee benefits, or business savings
- Introducing a family member into the company
- Ownership interest in other companies by you or the company
- How long someone should work for you before allowing them to benefit from a qualified retirement plan
- Distribution options that are optional versus those that are actually required by the IRS
Since bundled providers are interested in keeping things simple, most employers aren’t aware of the flexibility that’s available in retirement plan design. We provide added value to our clients by concerning ourselves with the changes in their business or personal landscape to ensure their plans are providing the maximum benefit.