Our Services

Plan Design

• Discuss the goal of implementing a retirement plan for the business
• Design the retirement plan based on specific company goals
• Write the plan document to align with the tailored plan design
• Offer compliance consulting to review and optimize plan design
• Produce any plan amendments necessary to improve plan design
• Partner with all service providers on the plan to accurately implement the plan on their platforms
• Assist with the reconciliation and transfer of assets to new service providers
• Coordinate and conduct enrollment meetings to educate employees

Administration

• Produce required documents and notices to be distributed to employees
• Provide regulatory notices
• Prepare annual statements for each participant’s account
• Process and assist participants with distribution requests
• Provide the required distribution notices to participants
• Calculate available loan amount
• Generate loan amortization schedule
• Maintain loan accounts annually

Compliance

• Obtain census data and financial statements to verify each contribution was made timely and correctly
• Correct any incorrect or untimely deposits
• Verify participants in the plan are eligible
• Calculate employer contributions and forfeiture allocations to the plan
• Perform discrimination testing
• Determine vesting percentages for participants
• Prepare Form 5500 and any related schedules
• Provide the Summary Annual Report (SAR) to be distributed to participants